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Last Updated: 1 September 2024

Agreement to Terms

These Terms of Use constitute a legally binding agreement between you and frosty-lotus ("Company", "we", "us", or "our") concerning your access to and use of the frosty-lotus.com website and any related services.

By accessing or using our website, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any part of these terms, you must not use our website or services.

Eligibility

You must be at least 18 years of age to use our website and services. By using our website, you represent and warrant that you meet this eligibility requirement and have the legal capacity to enter into these Terms of Use.

Description of Services

frosty-lotus provides fraud detection, prevention, and recovery services for individuals and businesses. Our services include, but are not limited to:

  • Account monitoring and alert services
  • Identity protection services
  • Fraud investigation services
  • Recovery assistance services
  • Security assessments and consultations

The specific terms, scope, and pricing of each service will be detailed in separate service agreements.

User Responsibilities

When using our website and services, you agree to:

  • Provide accurate and complete information when requested
  • Maintain the confidentiality of any account credentials
  • Use our services only for lawful purposes
  • Not attempt to gain unauthorised access to our systems
  • Not use our services to conduct fraudulent activities
  • Promptly notify us of any suspected security breaches

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of frosty-lotus or its content suppliers and is protected by United Kingdom and international copyright laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from this website without our prior written consent.

Limitation of Liability

To the fullest extent permitted by applicable law:

  • Our services are provided on an "as is" and "as available" basis without warranties of any kind
  • We do not guarantee that our services will prevent all fraud or recover all losses
  • We shall not be liable for any indirect, incidental, special, consequential, or punitive damages
  • Our total liability shall not exceed the amount paid by you for our services in the twelve months preceding the claim

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

Disclaimer

The information provided on this website is for general informational purposes only. While we strive to provide accurate and up-to-date information:

  • We make no representations or warranties about the completeness, accuracy, or reliability of the information
  • Our services are not a substitute for professional legal, financial, or tax advice
  • Results may vary depending on individual circumstances
  • Past performance does not guarantee future results

Service Availability

We strive to ensure that our website and services are available at all times. However, we do not guarantee uninterrupted access and may temporarily suspend access for maintenance, updates, or circumstances beyond our control.

Third-Party Links

Our website may contain links to third-party websites or services. These links are provided for your convenience only. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites.

Indemnification

You agree to indemnify, defend, and hold harmless frosty-lotus and its officers, directors, employees, and agents from any claims, losses, damages, liabilities, costs, or expenses arising from your use of our website or services, violation of these Terms of Use, or infringement of any third-party rights.

Termination

We reserve the right to terminate or suspend your access to our website and services at our sole discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. Your continued use of our website following the posting of revised terms constitutes your acceptance of the changes.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and frosty-lotus regarding the use of our website and services.

Contact Information

If you have any questions about these Terms of Use, please contact us:

frosty-lotus
47 Queensway Business Centre
London, W2 4QH
United Kingdom
Email: [email protected]